Rating and Credit Limit
Our service for Rating and Credit Limit API provides the following answers.
The rating points of a company ranges between 0 - 100
Rating class in text within five different intervals.
Credit limit, which is a benchmark.
High score - low risk
The scoring models have an assessment scale of 1-100, divided into five risk intervals, where each increased score (points) means reduced risk. The rating forecasts the probability of insolvency within 12 months.
Companies with low risk of insolvency are categorized into high rating and companies with high risk receive a lower rating.
Rating range Designation
80 - 100, Very low risk
60 - 79, Low risk
40 - 59, Average risk
5 - 39, High risk
1 - 14, Very high risk
The limit is a benchmark that calculates the total outstanding credit amount that a company may have outstanding to all suppliers at one point in time. The limit is calculated on the basis of the company's turnover depending on the rating interval.
80-100, The limit is a maximum of 6% of sales.
60-79, the limit is a maximum of 5% of sales.
40-59, the limit is a maximum of 4% of sales.
15-39, the limit is max. 0.4% of sales.
Which limit is obtained
Max limit for limited companies: 500 000 KSEK
Start-up companies with a score above 40: 25 KSEK
Companies without their own turnover are given no limit
For all companies with scores below 15, no limit is given
No rating can be displayed
In some cases no rating can be given e.g.
Bankruptcy / Bankruptcy application
Financial statements missing
Not an active company
Missing for this type of company (for example Nonprofits and Banking Companies)» No risk assessment for this company (eg conflicting data in the information)